Your Financial Data.
Your Device.
Your Rules.
The privacy-first offline expense tracker — open source budget app for iOS & Android.
Your bank knows everything. Mint sold your data. YNAB stores it on their servers. Budgie keeps your finances on your device—encrypted, offline, and yours alone.
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Why Most Budgeting Apps Get It Wrong
Cloud-based apps store your financial data on their servers. That means they can see everything—and so can hackers.
Cloud-Based Apps
The risky approach
- Your data stored on their servers
- Companies can see your transactions
- Vulnerable to data breaches
- Requires internet connection
- Closed source—trust blindly
Budgie (Offline-First)
The private approach
- Data stays on YOUR device only
- We literally cannot see your data
- Encrypted with your biometrics
- Works 100% offline—always fast
- Open source—audit our code
Built Different. Built Better.
We took the opposite approach to every other budgeting app. Here's why that matters for you.
100% Offline
Your financial data never leaves your phone. No servers, no cloud, no risk of data breaches.
Blazing Fast
No server round-trips. Every action is instant. The app works even in airplane mode.
Biometric Encrypted
Your data is encrypted using your Face ID or fingerprint. Only you can ever access it.
Open Source
Every line of code is public on GitHub. Security researchers and anyone can audit it.
Every Dollar. Every Account. One App.
Stop switching between apps. Budgie tracks your bank accounts, credit cards, cash, crypto, and investments together—so you finally see the complete picture of your finances.
Spending Insights
See where every dollar goes. Our category breakdown shows you exactly what's eating your budget.
Bank Sync
Connect your bank accounts and import transactions automatically. No manual entry needed.
Crypto Tracking
Track Bitcoin, Ethereum, and all your crypto holdings alongside traditional accounts.
Investment Portfolio
Monitor stocks, ETFs, and investment accounts. See your complete net worth in one view.
Goals & Budgets
Set spending goals and track debt payoff. Watch your progress and stay motivated.
Custom Tags
Create custom tags and categories. Organize transactions your way for deeper insights.
Multi-Currency
Track expenses in any currency with real-time exchange rates. Perfect for travelers.
Credit Cards
Track all your credit cards in one place. Never miss a payment or overspend again.
100% Private
Your data stays on your device. No cloud, no tracking, no data mining. Ever.
Offline-First
Works without internet. Add expenses anywhere, sync when you're back online.
Cash Tracking
Track cash spending easily. Perfect for markets, tips, and small purchases.
Savings Accounts
Link multiple savings accounts. Watch your emergency fund and goals grow.
Start Tracking in Minutes
Get complete control over your finances with just a few simple steps. No accounts, no cloud storage, no compromises.
Download & Install
Get Budgie from the app store. No registration required—your privacy starts immediately.
Connect Your Accounts
Securely link your bank accounts, crypto wallets, and investment accounts for automatic tracking.
Track Everything
Monitor expenses, set goals, track debts, and gain insights—all while keeping your data private.
Bank-Level Security Without the Bank
Your financial data never leaves your device. No servers, no cloud, no tracking—just complete privacy with enterprise-grade security features.
Zero Cloud Storage
All your data is stored locally on your device. We have no servers storing your information—because we never see it in the first place.
Biometric Authentication
Secure your finances with Face ID or Touch ID. Only you can access your data, with the same security used by banking apps.
PIN Protection
Set a custom PIN code with configurable length for an extra layer of security. Perfect for shared devices.
Screenshot Protection
Automatically hide sensitive balances when taking screenshots. Share your app safely without exposing your finances.
Your Data Stays Yours
Unlike other apps, we can't access your data even if we wanted to. That's privacy by design.
See How We Compare
We believe in transparency. Here's an honest comparison with other popular budgeting apps.
| Feature | Budgie | Cloud Apps |
|---|---|---|
| 100% Offline | ||
| Data on your device only | ||
| Biometric encryption | ||
| Open source code | ||
| No account required | ||
| Works without internet | ||
| No data mining | ||
| Bank sync available | ||
| Crypto tracking | ||
| Multi-currency support |
Cloud Apps include Mint, Emma, Snoop, and similar services that store your data on their servers.
See Exactly Where Your Money Disappears
That daily coffee? $150/month. Forgotten subscriptions? $80/month. Budgie exposes every spending leak so you can finally plug them and keep more money in your pocket.
Spending Breakdown
See percentages for food, transport, shopping—know exactly what's draining your wallet.
Find Hidden Patterns
Custom tags reveal trends you never noticed. Discover your real spending triggers.
Track Progress Over Time
Compare months, spot improvements, celebrate when you're winning against overspending.
This Month's Reality Check
$8,450
$3,240
+$5,210
Saved this month
3
Spending alerts
AI That Never Leaks Your Secrets
Other apps send your financial questions to ChatGPT or Google—exposing your salary, debts, and spending habits. Budgie's AI runs 100% on your device. Your conversations never touch the internet.
Instant Spending Analysis
Ask "Where did my money go?" and get instant breakdowns. The AI processes everything locally—your questions never leave your phone.
True Privacy, Not Just Promises
Unlike ChatGPT or Google Assistant, Budgie's AI runs entirely on your device. No servers see your salary, debts, or spending habits. Ever.
Works Completely Offline
Works in airplane mode. No internet needed. Your financial assistant is always available—even when you're offline.
Cloud AI vs On-Device AI
- Data sent to remote servers
- Can be hacked or subpoenaed
- Requires internet connection
- Third parties see your data
- Data never leaves your phone
- Impossible to breach remotely
- Works in airplane mode
- Only you see your data
At current pace, you'll be debt-free by August 2025
Never Forget Who Owes What
Track personal loans, split bills, and monitor your debt payoff journey. Set return dates, visualize progress, and reach financial freedom faster.
Connect All Your Financial Accounts
Automatically sync transactions from your favorite banks, fintech apps, and crypto exchanges. Or import your data via CSV—we support it all.
Traditional Banks
Sync with major banks and financial institutions automatically.
Crypto Exchanges
Track your crypto portfolio across all major exchanges.
CSV Import
Import from any app with flexible column mapping.
People Who Stopped Overspending
Real stories from users who took control of their money and never looked back.
Transparency You Can Verify
Unlike closed-source apps, you don't have to trust our word. Every line of code is public on GitHub. Security researchers, developers, and anyone can audit exactly how we handle your data—spoiler: we never see it.
Full Code Transparency
Review every function that touches your financial data
Security Audits Welcome
Independent security experts can verify our claims
Community Driven
Join developers worldwide improving the app
Budgie
Offline-first budgeting app
$ git clone https://github.com/budgie-at/budgieFrequently Asked Questions
Everything you need to know about Budgie's privacy-first approach to expense tracking.
Latest from Our Blog
Discover insights about financial privacy, security best practices, and how to take control of your money.
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