Spot subscriptions before they bill
Budgie spots subscription patterns and renewals, plots them on a month calendar, and forecasts what's coming.
No spam, ever. Unsubscribe anytime.
- Free, no account
- Works offline
- Source-available
The slow leak in every budget
Budgie scans your history for amount and cadence patterns and plots every recurring charge on a month calendar.
Detected, not declared
Budgie finds the pattern itself — same merchant, similar amount, regular interval — and marks the days those charges fall on.
A month grid of what bills
Every marked day is a real recurring charge. The upcoming list totals what is still to come this month.
Bi-monthly and quarterly too
Tap any marked day to see exactly what bills — here Day 15 lists the gym, Netflix and Spotify.
- Detected, not added
- Upcoming charges
- Charges for that day
Found in your history, not typed in
months of history checked for patternsA subscription is spotted from its rhythm, not just this month.
billing rhythms recognisedFrom weekly to yearly, so nothing is forced into a monthly slot.
to add by handCharges are detected from what you already recorded.
Tap a day, see the bills
Each marked day opens the list of charges due, with a total.
- The day's total
- Every charge due that day
- Its category beside each one
What you get
Found without setup
Auto-detection scans transaction history for amount + cadence patterns — no manual setup
See what bills when
Month-grid calendar plots upcoming renewals; tap a day to see what's billing
Real billing rhythm
Inferred cadence — monthly, bi-monthly, or quarterly — instead of forcing every bill into a monthly slot
Everything included
- Cross-currency recurring shows in your home currency; original amount on tap
- Fuzzy merchant matching keeps one series together even when a bank mangles the name
- Scans 24 months of history to detect a pattern, not just the current month
The details
For when you want to know exactly how it behaves.
Why subscriptions need their own view
Subscriptions are the slow leak in every budget. Budgie scans your transaction history for amount + cadence patterns (Netflix, gym, mortgage, ISA) and surfaces them on a dedicated calendar tab.
Tap a calendar day to see the transactions due. Past months show actuals, the current month shows actuals to date plus what's projected for the rest of it, and future months show projections you reach by navigating forward. Cross-currency recurring shows in your home currency; original amount on tap.
Questions
How does Budgie know what's recurring?
A background scan looks at your transaction history for amount + cadence patterns: same vendor, similar amount, regular interval. Confidence scores filter out one-off matches.
What about cross-currency subscriptions?
Recurring entries show in your home currency on the calendar; tap any entry to see the original amount and currency.
Can bi-monthly or quarterly bills show up correctly?
Yes. Budgie infers each pattern's real interval from the gaps between charges instead of assuming everything is monthly, so a bi-monthly premium or a quarterly tax payment lands on the right day instead of being forced into a monthly slot.
How far does the forecast go?
As far as the month you're viewing. Past months show what actually happened, the current month shows actuals to date plus what's projected for the rest of it, and future months show projections — navigate month to month to look further ahead.
Ready to take Budgie for a spin?
Join the waitlist — be first to try the offline-first expense tracker.