Encrypted Budget App — Lock Down Your Financial Data

PIN, biometrics, screenshot protection, and on-device encryption the moment you set a PIN. Budgie secures your financial data at every layer.

  • Set a PIN and your data is encrypted on the device — unreadable without those digits
  • PIN lock enforced before any transaction or balance is visible
  • Face ID and fingerprint authentication on every supported device
  • Automatic screenshot blur hides balances in the iOS and Android app switcher
  • A backup copies the database as it is — encrypted if your PIN was set when you exported

Frequently Asked Questions

How is the database encrypted?
Set a PIN and Budgie encrypts your data on the device, with that PIN as the key itself. The PIN is the only key and it never leaves your device. Remove the PIN and the file is rewritten unencrypted — private to the app sandbox, but no longer protected.
What happens if someone picks up my unlocked phone?
Budgie's PIN and biometric lock gate every app launch. Even if the device is unlocked, no financial data is visible until the correct PIN or biometric challenge is passed.
Can someone see my balance in the app switcher?
No. Screenshot protection automatically blurs all sensitive screens when the app moves to the background, preventing balance exposure in the iOS and Android recent-apps view.
Are my backups safe if someone accesses my cloud storage?
If a PIN was set when you exported, yes — the backup is a copy of your already-encrypted data, so anyone with your cloud account sees an unreadable file. Export with no PIN set and the copy is unencrypted. Budgie never uploads anything itself; you choose where the file goes through the share sheet.
Does Budgie have any server-side security risks?
No. Because Budgie stores all data locally and has no backend that receives financial information, there is no server to breach. The entire attack surface is limited to your device.