Tap a suggestion, done

Open the expense form and Budgie offers pill-shaped suggestions from your own history: category first, then tags, then a comment, with the usual amount filled in once you have chosen.

No spam, ever. Unsubscribe anytime.

  • Free, no account
  • Works offline
  • Source-available
Budgie new expense screen with an amount of zero and Transportation and Groceries suggestion pills above the action buttons

Suggestions before you type

The pills on the expense form, and the On-device AI section in Settings that powers them.

  1. Pills appear on the empty form

    Open a new expense and suggestion pills are already waiting above the action buttons, before an amount is entered. Nothing is filled in until you tap one, and the form works as usual if you ignore them.

  2. Powered by the on-device AI

    Settings has an AI section with an On-device AI switch and a Learning row that shows whether learning is up to date. New manual entries use your own history right away; editing a transaction or adding one by voice also uses the on-device model, once you turn it on and it has downloaded.

Budgie new expense screen with an amount of zero and Transportation and Groceries suggestion pills above the action buttons
Tappable suggestion pills
Amount still yours to enter
Budgie settings AI section with the On-device AI switch, a Translation row and a Learning row reading learning up to date
On-device AI switch
Learning up to date
  1. Tappable suggestion pills
  2. Amount still yours to enter
  1. On-device AI switch
  2. Learning up to date

Pills before the first digit

Suggestions wait on the empty form. Tap one, or just start typing.

  1. The usual amount fills in after a tap
  2. Nothing applies until you tap a pill
Budgie new expense screen with a zero amount above Transportation and Groceries suggestion pills

You decide what runs

The optional model behind edit and voice suggestions is one switch in Settings. Budgie is source-available, so you can read the code.

Switch On-device AI off whenever you like

Suggestions are built from your own history

Read the source
Budgie settings AI section with the On-device AI switch, a Translation row and a Learning row

What you get

Tap instead of typing

Tappable suggestions for category, tags and comment, with the usual amount filled in after — all from your own history

Private by design

Fully private — suggestions are made on your phone, with no profiling

Sharper with every entry

Self-improving — accepted or corrected suggestions sharpen the next one

Everything included

  • Works offline on the expense and income forms; the optional model needs a one-time download

The details

For when you want to know exactly how it behaves.

Why the same merchant should never need a second thought

Typing the category, picking a tag and entering the usual amount for the same coffee shop again and again is wasted effort — the information is already in your history. Budgie surfaces it as tappable pill-shaped chips the moment you open the form, so confirming a familiar expense takes a few taps instead of typing.

Suggestions are made on your device. Your transaction history never leaves your phone, and the suggestions improve as you add more entries.

Your habits first, the on-device model on top

Budgie spots what repeats weekly or monthly in your history and surfaces the usual category, tags, comment and amount. The pills appear step by step: category first, then tags, then a comment, and the amount is filled in after you have chosen.

When you edit a transaction or add one by voice, the optional on-device model also matches the title against your whole history by meaning rather than spelling, catching name variations and abbreviations. It works offline after a one-time download. Every transaction you save feeds the next suggestion.

Guides on the blog

Questions

Where do the suggestions come from?

Your own data: the weekly and monthly patterns Budgie spots in your transactions and, for edits and voice entries, the closest matches to the title in your own history. No cloud calls.

Will it suggest things I never bought?

No. The suggestion engine only proposes values from transactions you have already logged or imported.

Can I disable suggestions?

Suggestions are proposals — nothing is applied until you tap one, and every form works exactly the same if you ignore them. The on-device model behind edit and voice suggestions is off until you turn On-device AI on in Settings, and you can switch it off again at any time.

Does this work for income and transfers too?

On expense and income, yes. The transfer form does not show suggestions.

Ready to take Budgie for a spin?

Join the waitlist — be first to try the offline-first expense tracker.