Tap your tags, skip typing
After selecting a category, Budgie proposes the tags you usually use for similar transactions as tappable pill chips. For new entries they come straight from your history; the on-device model adds suggestions when you edit or dictate.
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- Free, no account
- Works offline
- Source-available
Tags suggested as you save
Pick a category and Budgie proposes tags you already use, ready to tap.
Choose a category and tag pills appear above the tag button.
On a new entry the pills come from tags you gave similar transactions before.
Tap a pill to add the tag instead of typing it. Editing a transaction or dictating one also uses the on-device model, if you turned it on.
- Suggested tag pills
- Tags still open as usual
Tagging that stays out of your way
to add a suggested tagPick a category and the tags you usually use are waiting as pills.
tags, picked from similar past entriesPills come from tags you gave similar transactions before.
tags uploaded anywhereEvery suggestion is made on your phone.
See where the pills come from
Suggestions are built from tags you already have, so nothing unfamiliar shows up.
Pills only ever offer tags you already use
Typing a new tag still works next to them
Read the sourceWhat you get
Tag with one tap
Tag suggestions as tappable pills after category selection — zero typing required
Instant from your history
New manual entries get suggestions from your history instantly, with nothing to download
Works offline
Fully offline — it runs on your phone with no cloud dependency; the optional model needs a one-time download
Everything included
- Additive interface — suggestions sit alongside the text field, never replacing it
The details
For when you want to know exactly how it behaves.
Why manual tagging breaks down at scale
Tags are the most powerful dimension in Budgie analytics — they let you slice spending by project, trip, person, or purpose rather than just merchant or category. But their value only materializes when tagging is consistent. Keyboards are slow, spelling varies, and the right tag name is easy to forget. The result is an analytics view full of labeling gaps that make the data less actionable.
Automatic tag suggestions eliminate the friction without removing control. After you pick a category, Budgie looks at how you have tagged similar transactions before and proposes the most relevant tags as pill-shaped chips. A single tap adds the tag. You can still type new ones — the suggestions are additive, not a replacement for the text field.
History for new entries, the on-device model for edits and voice
When you add a new expense by hand, the pills come from your own tagged history and appear straight away — no setup needed. When you edit a transaction or add one by voice, the on-device model ranks the tags you already use by how well they fit the transaction in front of you, catching phrasing variations a simple text lookup would miss. It is optional: turn on On-device AI in Settings and let it download once.
Everything runs on your device. No network call, no vendor profiling. Nothing about your tags is ever uploaded — every suggestion comes from the tags you already use in Budgie.
Questions
How are tags chosen?
Budgie ranks candidates by how closely they match the way you tagged similar transactions before. The best matches become tappable pills.
Do I need to download anything?
Not for new manual entries — those use your own tagged history. The on-device model, used when you edit a transaction or add one by voice, is optional: turn on On-device AI in Settings and it downloads once.
Can I add new tags from the suggestion strip?
Yes — typing a new tag still works in parallel; the suggestions are additive, not exclusive.
Does this work offline?
Yes. Suggestions are made on your phone; the optional model works offline after its one-time download.
Ready to take Budgie for a spin?
Join the waitlist — be first to try the offline-first expense tracker.