Budgeting without another subscription

Recurring monthly fees turn budgeting into another bill. Budgie is completely free: every feature, no unlock, no tier.

No spam, ever. Unsubscribe anytime.

  • Free, no account
  • Works offline
  • Source-available
Budgie settings screen showing the full option set with no paywall and no subscription prompt

What is not on this screen

One settings screen, and the thing worth noticing is the row that never appears on it.

  1. Privacy, Security, General and every group under them open in full, with no upgrade row in between.

  2. There is no subscription paywall in the tracker; every feature is free.

  3. Bank sync and on-device AI are free too. The tracker itself never expires.

Budgie settings screen showing the full option set with no paywall and no subscription prompt
No upgrade banner here
No lock icons, no tiers
  1. No upgrade banner here
  2. No lock icons, no tiers

Paying versus not paying

Many budget apps charge monthly and hold your data on their servers. Budgie does neither.

Subscription budget apps

  • A monthly fee, again and again
  • Often read-only if you stop paying
  • Bank sync is often a paid tier
  • Offline use is often limited

Budgie

  • Free, with no tiers
  • Your data stays on your phone
  • Bank sync and PDF or CSV import included
  • Core tracking works fully offline

Look for the paywall

Open any screen and try to find an upgrade prompt. Budgie is source-available, so you can check the code too.

No upgrade row, no tiers, no locked features

No Budgie servers to pay for, so no fee

Read the source
Budgie Settings screen with the Security and General groups and no upgrade row

What you get

Every feature is free

Manual expense entry, bank PDF/CSV imports, multi-currency, debt tracking, analytics, AI features, and direct bank-sync integrations are all free.

Source you can read

The app source is public. Even if Budgie disappeared, the community could keep building it. That's not true of subscription apps with closed servers.

No servers, no recurring fee

Most run cloud infrastructure to mirror your transactions. We don't run servers — your data lives on your phone — so we don't need recurring revenue to keep the lights on.

Everything included

  • Nothing — there's nothing to stop. Nothing was ever paid for.

The details

For when you want to know exactly how it behaves.

Why this matters

Recurring monthly fees turn budgeting into another bill. Budgie is completely free — every feature, no unlock, no tier.

Guides on the blog

Questions

Is anything in Budgie paid?

No. Manual expense entry, bank PDF/CSV imports, multi-currency, debt tracking, analytics, AI features, and direct bank-sync integrations are all free.

Does Budgie have ads or a paid tier?

No. There is no paid tier and no ads — every feature ships free in the app you install.

Is “subscription-free” really durable?

The app source is public. Even if Budgie disappeared, the community could keep building it. That's not true of subscription apps with closed servers.

Why do other apps charge monthly?

Most run cloud infrastructure to mirror your transactions. We don't run servers — your data lives on your phone — so we don't need recurring revenue to keep the lights on.

Ready to take Budgie for a spin?

Join the waitlist — be first to try the offline-first expense tracker.