Convert Income to Refund
Refund income should reduce the expense it reverses, not inflate your income. Link it back to the original purchase in one tap.
Why refunds pollute income analytics
When a merchant refunds a purchase, the money reappears on your card as a positive transaction. Most expense trackers record it as income — which is technically accurate in a cash-flow sense but misleading for actual income analysis.
Budgie treats that positive transaction as a refund. It links the refund income to the original expense, supports partial refunds, and keeps the audit trail visible from the transaction detail screen.
Automatic when obvious, manual when it needs review
High-confidence refund matches consolidate automatically during the same matching pass that handles transfers. When the match is ambiguous, open the income transaction and choose Convert to Refund.
The picker searches same-currency expenses across accounts and sorts likely matches by date and amount. Choose the expense, confirm, and Budgie shows whether the refund is full or partial.
What you get
Clean income totals — refund income links back to the expense instead of counting as earnings
Partial and full refunds — Budgie compares the refund amount with the original expense
Cross-account manual search — find same-currency expenses even when the refund lands elsewhere
Reversible audit trail — Revert restores the original income and expense rows
Frequently Asked Questions
Why would I convert income to a refund?
Can I refund only part of an expense?
Can I undo a refund link?
What if the expense is on another account?
Related Features
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