Every account, one home screen
Track unlimited bank accounts, cash wallets, deposits, crypto, and debt. Group, color, archive, and rename them however you want.
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- Free, no account
- Works offline
- Source-available
Many accounts, one balance sheet
Three screens: the home list grouped by type, the form a new account type brings with it, and the archive that keeps the accounts you closed.
Accounts group themselves by type
Bank, cash, crypto, deposit and debt each get their own section on the home screen, and every section heading carries the subtotal for the accounts under it.
Each type brings its own form
Picking Deposit opens the deposit form: opening balance, name, currency — then an interest rate and a maturity date that only this type asks for.
Archive instead of deleting
An archived account leaves the home screen and the totals but keeps every transaction. Settings lists them, ready to search and restore.
- Total balance up top
- Every group carries a subtotal
- Currency is fixed per account
- Interest rate, deposits only
- Restore in one tap
- Search what you archived
Closed does not mean gone
Archive an account to tidy up. Bring it back whenever you need it.
Restore any archived account from Settings
Archived accounts stay out of your totals until restored
Read the sourceA form that fits the account
Deposits ask for the details that only deposits have.
- Interest rate, if you know it
- Maturity date, when you want one
- Choose if it counts toward net worth
What you get
Unlimited accounts, any type
Unlimited accounts: Checking, Savings (cash), Crypto, Debt, Deposit — plus bank and Binance sync — each with its own currency and balance
Archive without losing history
Archive without deleting, or mark inactive without archiving — both keep the full history
Readable at a glance
Every account type carries its own color and icon, so a home screen with a dozen accounts still reads at a glance
Everything included
- Bank-synced accounts auto-group by provider on the home screen
- Self-custodied coins group by currency with one combined balance and a tap through to that coin’s market screen; exchange-synced coins stay under their exchange
- Deposit accounts track maturity details; liability and debt accounts support negative balances
- “Include in net worth” toggle per account for partial-truth balance sheets
The details
For when you want to know exactly how it behaves.
Why real life is multi-account
Real life is multi-account. A current account, a savings pot, a fixed-term deposit, a travel card, a crypto wallet, a parental loan. Budgie treats each as a first-class account with its own currency, type, balance, and “include in net worth” toggle.
Bank-synced accounts auto-group by provider on the home screen. Self-custodied crypto holdings group by currency instead — several accounts holding the same coin collapse into one row with a combined balance, an expand toggle, and a link straight to that coin’s market screen. Liability and debt accounts support negative balances. Archived accounts disappear from the home but stay searchable.
Archive is not the same as inactive
Two ways to get an account out of the way, for two different reasons. Archive it when you are done with it — an archived account leaves the home screen and the totals but keeps every transaction, ready to search and restore. Mark it inactive when it is still real but should not clutter the home screen — an inactive account stays out of the daily list without being treated as closed. Both keep the full history.
Questions
Is there a limit on the number of accounts?
No. Add as many as you need — the home screen organizes them by type and provider so the list stays scannable.
Can I track an account in a different currency?
Yes. Each account has a fixed currency. Exchange rates, refreshed in the background, convert everything to your base currency for net worth.
What happens to transactions when I delete an account?
Deleting is permanent and only available for archived accounts: the account and its transactions are gone for good, and there is no option to move them elsewhere first. Transfers with other accounts stay there as “Transfer (account deleted)”. Archiving is the safer choice — it hides the account from the home but keeps the data.
Can I track fixed-term deposits?
Yes. Deposit is a dedicated account type with interest rate, maturity date, days remaining, expected payout, and a Close Deposit action that moves the balance to an account you pick and archives the deposit.
Can I track loans I owe or money owed to me?
Yes. Debt is a dedicated account type with explicit “I owe” / “owes me” direction. See Debt & Loan Tracking for details.
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